This is the Code of Conduct for posting User Content on any of the American Ombudsman Enterprises ("AOE") Internet properties including, without limitation, mobile websites, microsites, mobile applications, AOE profiles on social media sites and any other digital services or properties operated or used, and any others released by AOE from time to time (collectively referred to as the "AOE Sites").

By accessing or using any of the AOE Sites, you agree to comply with and be bound by this Code of Conduct, the AOE Privacy Policy, and the AOE Copyright and Intellectual Property Policy (collectively, the “AOE User Policies”), as well as the AOE Terms of Use. Please read this Code of Conduct carefully as well as the other AOE User Policies and AOE Terms of Use. If you do not agree to the AOE Terms of Use or the AOE User Policies, you must immediately terminate use of the AOE Sites.

By using the AOE Sites, you agree that you will NOT post User Content containing any of the following:

1. Material that infringes the copyright of another person, including insufficient copyright attribution.
2. Material which defames, abuses or threatens others.
3. Statements that are bigoted, hateful or racially offensive.
4. Material that advocates illegal activity or discusses illegal activities with the intent to commit them.
5. Material that contains vulgar, obscene or indecent language or images.
6. Unauthorized posting of personal information (names, address, phone number, email, etc.) of other users.
7. Advertising or other commercial solicitations.
8. Opinions of fictitious or third parties.

Additionally, you recognize the following rights of AOE as it relates to User Content:

1. Access to the services of AOE Sites is at the sole discretion of AOE.
2. AOE retains the right to block, remove, edit, or reject postings or suspend access as we deem appropriate.
3. Posts or other material which is deemed inappropriate by the site administrators or appropriate team managers may be deleted upon discovery.
4. Users who violate this Code of Conduct or the AOE Terms of Use may lose their accounts permanently.

For further information regarding User Content, see Section 10 of the AOE Terms of Use.

This Code of Conduct is subject to amendment or modification at any time. Your use of the AOE Sites indicates your acceptance of any such modifications.

Revised August 12, 2023